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Columbus & Central Ohio, United States
DeLena Ciamacco is a well-known, respected Top Producing Realtor in Central Ohio. Her myriad of accomplishments, recognition, and professional credentials as they relate to Real Estate, make her a perfect individual to provide insight to the masses on all aspects of Real Estate sales. Her creativity and honest approach to marketing Real Estate has enabled her to succeed in her career. DeLena’s philosophy is “An educated and well prepared Buyer or Seller is a smart Buyer or Seller”. Her desire is to inform the public, by pulling from her 20+ years of Real Estate sales & Marketing, what is necessary to get to a successful closing in these challenging times.

Tuesday, May 26, 2015

Six brickwork patterns for your patio



Interested in making a brick patio? Standard 4 by 8 bricks can create a wide variety of patterns if you know where to start. Before you try any of these, make sure you plan out the size and pattern of your patio completely on paper to avoid an error that may cost you quite a bit of working time to fix.



Stack Board



Stack board is by far the simplest brickwork pattern out there. Simply line up your bricks at the edge of your patio and lay them down one next to the other. Put a brick on top of each brick, trying to keep them even, until you reach the far side. You'll end up with a pattern that looks like simple columns of brick. Unfortunately, since bricks are not generally perfectly formed, this pattern will probably look awkward in a few places and should only be used with a great deal of caution.



Running Bond



When people think of a brick wall, the pattern that comes to mind is generally called a running bond. In this pattern, you lay one row of bricks side by side and then lay the next row exactly half a brick inward. The ends that will end up sticking out can be filled with half bricks cut from a wet saw. Running bond is one of the simplest and most popular brick patterns out there because it looks good with almost any style and color of brick and can be formed easily and without much fuss.



Running Bond Variation



For this variation on the running bond theme, you should start in the center of your patio by placing two bricks side by side. Take bricks and make a square around your center two, and continue outward doing the same thing. What you will end up with is a running bond pattern that circles outward to the edge of your patio. This is a great way to get a beautiful and complicated look for a square patio area without a lot of planning.



Basket Weave



Creating a basket weave pattern out of bricks is as simple to lay as the stack board style with a beautiful finish that makes the patio look great. Go ahead and make columns of bricks, only instead of allowing each brick to face the same direction lay two horizontal, then two vertical until you've filled up the column. Now repeat the pattern throughout your patio, alternating the brick position to create a checkerboard look.



Basket Weave Variation



This variation on the basket weave pattern creates a much more complex design. Create a rectangle of two horizontal bricks with a vertical brick next to them. Alternate the placement of the vertical brick to create a column, and follow it with a standard two brick column, then another three brick set to create the pattern.



Herringbone



A herringbone can end up looking quite beautiful, but you do need to be careful when laying it to avoid errors. To make the herringbone pattern, you are creating a zigzag of bricks laid like a flipped "L" shape. Start in one corner and work down, and then work out from the corner you started. You'll need half bricks available to fill out the edges, which should end up looking like reverse "L" shapes turned inward toward the center of the patio with a spacer half in between each one, with two half bricks on the bottom right corner. This pattern is complicated, so try it on something non-permanent first.



by: Joe Cline

http://www.articlecity.com/articles/home_improvement/article_5311.shtml



Be patient while looking for deals with best mortgage rates



Mortgaging is kind of like a collectivized loan that can affect you and your family for a long time if it is not worked out properly. People generally fall for deceptive advertisements boasting about best mortgage rates, so you need to be cautious.



Many people who have fallen into the trap of companies offering the best mortgage rates have experienced problems down the road. It is very important to go through each and every piece of the mortgage deal that you are making. Do not get carried away by those deceptive advertisements that would make your life a disaster. A small mistake, or one wrong signature, and you could end up paying installments for your mortgaged property for the rest of your life.



A thorough study of the entire plan, and all its terms and conditions, is necessary if you want to go for a safe mortgage plan with the best mortgage rates. Buying a home is the biggest investment that you will make in your life, and you would not want anyone to fiddle around with it. Mortgaging is an option for people who cannot afford to pay entire amount in a single go, and thus they look for deals with mortgage rates suitable for their pockets.



Always try to understand the power of credit limits that you can impose on yourself. There have been many examples from the market where people have actually gotten deals with great mortgage rates, but due to their negligence and insufficient funds, they have created traps for themselves and fallen in.



If your relations with your bank are good, then they would also offer you some interesting deals with a good mortgage rate. If you are one of their privileged clients, then you might be entitled for special discounts on mortgage rates. If you go into your loan search with a high credit score and a clean credit record, you would also have better bargaining power.



If you have stains on your record, you should try to get them cleaned up before going into negotiations. If you can afford to, hire a financial advisor who can help you out with the deal, making the best possible negotiation for you with the mortgaging company, credit union, Investment Company or banks with which you are dealing. Each person should play carefully in the mortgaging business, even if he is getting the best mortgage rates for his deal.



Always prefer fixed mortgage rates for your deals. This will be beneficial and score great mortgage rates with no regrets. Interest rates can bounce around, but if your deal has a fixed rates, then it is one less thing for you to worry about. Proceed in your deal with sound mind and alert eyes and nothing will go wrong.





Wednesday, May 20, 2015

New siding can increase the value of your home



Tired of that old run down looking house you've been living in? Why not upgrade your home to a new look and increase the value of your home in the process. You can have the home of your dreams and it's not as hard as you think. Your old home may be run down and the paint may be thirty years old and peeling off, but you can have the best looking house in your neighborhood.



How? Just give it a new face lift with colorful and easy to maintain vinyl siding. Vinyl siding comes in a variety of colors and you can choose the one that's right for you. Your 100 year old house can look new again and the cost won't burn a hole in your pocket.



Vinyl siding can be applied over brick structures and it can also be applied over wood and concrete structures. Vinyl siding looks great and its insulation qualities wrap the entire home in warmth and comfort. The entire project will be completed in a short amount of time if done by a reputable contractor of your choosing.



You can have your old home looking brand new and bright and shiny with new siding. Your entire home will match with the same bold colors you select and your window and door trim will match also. The value of your old home will sky rocket and if you ever decide to sell your home, you'll receive higher offers for it.



You may be wondering why you'll want to put up new vinyl siding as compared to aluminum siding. There are a lot of good reasons to choose vinyl, but the final decision is yours. There are a lot of differences between aluminum siding and vinyl. Vinyl siding is manufactured from a continuous formed plastic material and usually has a thickness between .040 to.046 inches. Aluminum siding is a continuous formed material that is usually around .019 inches thick.



Vinyl siding is manufactured with a solid color, while aluminum siding is manufactured with a baked on enamel paint finish. Since vinyl siding has a manufactured solid color, the color will remain solid even when scratched.



Not so however with aluminum siding. The paint is baked on so if aluminum siding is scratched; the paint peels off and leaves a shiny bare metal finish exposed. The choice is yours; however, your home will look newer and have a higher value when it is finished. You'll love the added warmth and comfort that your new siding will bring you.



Your neighbors won't believe the big difference they'll see in your home and you'll have a hard time believing that is the same house yourself. Energy efficient, stylish and modern, your new siding will give your home that personal touch and feel it had when you first purchased it. You have everything to gain with new siding and the new look it gives your home and property is amazing.



http://www.articlecity.com/articles/home_improvement/article_6388.shtml



Tuesday, May 12, 2015

Automatic irrigation systems are the better way to water



When you have a large yard with a lot of flower beds watering can be a chore. Lugging around hoses can make your back sore and the job uninviting. Because you love your flower beds you hate to stop watering them. Isn't there a better way to water?



Many landscapers and lawn services recommend automatic irrigation systems for large yards with lots of flower beds. Having such a system will mean no more dragging heavy hoses around. You may wonder if one of these is right for you. They are best installed by landscaping companies experienced with plants and watering. Proper layout is essential for optimal performance and low maintenance.



Not all sprinkler systems are alike. Some sprinklers sit above the ground perpetually. They can have a better watering radius, but because they stick out of the ground, these types of sprinklers are prone to being tripped over and to being destroyed by lawn mowers.



Other sprinkler systems use pop up sprinklers. These sprinklers, a friend to lawn services because they aren't easily hit, sit flush or below ground level when not in use and pop up above the ground when the irrigation system comes on. When a pop up sprinkler breaks, it can cause localized flooding and can be difficult to fix.



Drip systems are designed more for flower beds than lawns and put water directly at the base of the plants. The problem is, except for the main water pipe, these irrigation lines must stay above ground to keep from clogging with dirt. The tips are replaceable, but if the irrigation line gets a crack or a leak, fixing it requires a little skill.



All of these systems can be laid out, hooked up to a water faucet, and turned on manually. Doing so requires you to remember to turn it on and off. If you forget to shut off the irrigation system, your water bill could take a hard hit. If you go away for a few days, your flower beds could suffer miserably.



Using an automatic irrigation system eliminates the problems with manual operation. Computerized control of the flow, the amount of water, and the length of time the water is on, saves on maintenance because it eliminates excess pressure which can burst the lines. They can be set on multiple timers to water one section at a time, and can be set to run during the cool parts of the day when less water evaporates.



This type of system saves water, which can lower your water bill. It's a great choice when you have a lot of flower beds or a large yard. Many quality landscapers and lawn services are able to install and maintain an automatic irrigation system to meet the needs of your landscape. With such a system, you can stop lugging hoses and start enjoying your flower beds.



by: Nick Messe

http://www.articlecity.com/articles/home_improvement/article_6443.shtml



Tenant screening: Check those tenants out!



The usual landlord/tenant relationship goes something like this. The tenant rents an apartment, pays the rent, the landlord maintains the property and all is well. The times that the landlord/tenant relationship goes sour can often be traced back to the tenant screening process.



Bad tenants usually do not just develop overnight, they have been bad tenants for a while and they leave a trail. Your job as a landlord is to sniff out this trail before you allow them in your property. You can save yourself many headaches by rigorously screening your prospective tenants. In fact, I might even go so far as to say that tenant screening is the key component to being a successful landlord.



Bad tenants may present themselves very well. They may dress and speak well. They will say all the right things. They may even have cash in hand and be ready to move in. When someone is holding $500 in front of you to move in, it can be very tempting. Do not do it! Screen them! Screen everyone thoroughly. Check every reference and verify everything on their application. Oh, you don't use a written application?!? Well there is your first problem.



Here are some tips when screening tenant applications:



Pull credit and criminal history on everyone. This is your first line of defense against the bad tenant. Compare the data in the reports you receive with what is stated on your application. Does it match? If it does not, dig deeper. Why is the info different? If we discover lies, that is immediate cause for disapproval.



Verify their work history. Do not do this by calling the number they have listed on the application if you can help it. A friend may be waiting for your call on the other end. Instead, call the main office and get transferred into the department where the person says they work. In this way you can avoid the "friend" set up.



The current landlord may want them out and will therefore lie to you. It is best to talk with the previous landlord or to get an accurate view.



People forge documents. It has happened to us. Do not believe the paycheck stubs, letterhead, whatever. Verify everything with the issuer.



The old adage is true; do not judge a book by its cover. We had a well dressed, well spoken man fill out and application, say all the right things and pay the application fee in cash. He must have assumed we would pocket the fee and not check. He had never paid a bill in his life. Even the phone company was after him! There are professional scammers out there, be vigilant. It would have taken us at least 4 months to get him out. I know that time frame could be a year or more in some parts of the country.



Ask their place of employment if there are any planned layoffs. We had a tenant get laid off the day he was approved to move in.



Most people are good, tell the truth and try to do the right thing. Your job is to weed out the bad ones by finding the lies. And they will lie to cover up their past, and get into your property. Evictions are neither fun nor cheap. So save yourself some hassle, set up a rigorous tenant screening process. Also, be sure to treat every applicant in the same manner by using the exact same screening process. Don't set yourself up for a discrimination lawsuit because you treated one perspective tenant differently.



Author: Kevin Perk



Kevin's Website: http://www.smarterlandlording.com



Wednesday, May 6, 2015

Bathroom remodeling ideas that add style and space



Now, more than ever, homeowners are adding to the value and comfort of their homes by renovating bathrooms into private retreats with luxurious touches that rival those of an upscale spa or resort.



Ron and Susan Bishop of Adams Township, Pa., recently completed an extensive remodel of the master bathroom in their 20-year-old home. The remake covered nearly every square inch of the space, including the installation of new cabinets, tile, floor coverings and lighting. The couple says one of the biggest highlights is the custom shower enclosure, made from Clarvista glass by PPG, which uses a fused-on coating to keep its showroom appearance over time.



"Few things detract from the appearance of a luxurious bathroom more than a shower door covered with water deposits and soap scum," Ron Bishop says. "Susan and I made it a point to find a product that would keep its good looks and be easy to maintain. We completed the renovation on our master bath more than a year ago, and the glass on our shower enclosure still looks brand new."



When considering an update for your bathroom, whether you choose to do an extensive remodel or a smaller project, most kitchen and bath designers agree on these tips:



* Consider the size of the bathroom. If you have a small room, look for ways to make it feel more expansive. A sleek, stylish glass shower enclosure helps your bathroom appear more spacious, and in most instances, a frameless shower enclosure will provide the cleanest, most open look. If you decide to go with a framed shower enclosure, you'll have two choices: frameless sliding doors or framed doors. For framed doors, be sure the finish of the metal framing and handles matches your bathroom fixtures.



* Think outside the box. Taking a creative approach to bathroom necessities can help you make the most of your space. For instance, the majority of shower enclosures are square or rectangular, but today's designers encourage you to think about other shapes. Don't be afraid to consider a circular or oval-shaped enclosure, a triangle or even a standard shape with an artfully bowed glass door, which can redefine the space and make your bathroom more versatile.



* Don't skimp on the glass. All glass used for shower enclosures is safety glass, which means it is tempered to make it stronger and more shatterproof. That doesn't mean all shower glass is alike, though. Most shower doors and enclosures are fabricated from conventional clear glass - which typically has a light, almost imperceptible green cast - or some variation of frosted glass. If you want a look that's chic and ultra-clear, ask your bath designer or showroom retailer about Clarvista on Starphire glass.



* Brighten things up. Repainting your bathroom with light colors can make it feel more spacious. If your bathroom has windows or skylights, use window treatments and accents that maximize the amount of light that comes through to give the room a more airy feel.



* Find the best use for your space. Move bathroom cleaning items to a hall closet if you are stretched for storage space in your bathroom, especially if you have freestanding storage units that are taking up valuable floor space. If you need more storage space, consider adding built-in compartments if possible between your wall studs to maximize usable space.



It's been shown time and time again that remodeling a bathroom can add to a home's value. Whether you want to sell or just enjoy your home more, it's one of the most practical and dramatic ways to make your home more appealing. To discover more great ideas and inspiration for bathroom remodeling, visit www.ppgclarvista.com.



Friday, May 1, 2015

MAY 2015 MARKET UPDATE

Real


                      
 May 2015
DeLena Ciamacco
Included in this blog post is a link to my Real Estate Update Newsletter. Please click on the link below to get the latest Real Estate Update for May! If you have any questions, please don’t hesitate to call or email my office. 
614-882-6725
delena@delena.com


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