My photo
Columbus & Central Ohio, United States
DeLena Ciamacco is a well-known, respected Top Producing Realtor in Central Ohio. Her myriad of accomplishments, recognition, and professional credentials as they relate to Real Estate, make her a perfect individual to provide insight to the masses on all aspects of Real Estate sales. Her creativity and honest approach to marketing Real Estate has enabled her to succeed in her career. DeLena’s philosophy is “An educated and well prepared Buyer or Seller is a smart Buyer or Seller”. Her desire is to inform the public, by pulling from her 20+ years of Real Estate sales & Marketing, what is necessary to get to a successful closing in these challenging times.

Friday, July 25, 2014

NEW LISTING IN WESTERVILLE!



JUST LISTED!
~6407 Walnut Fork Dr.~

THIS GORGEOUS HOME HAS IT ALL! 
Spacious bedrooms - each with their own private Baths. 2 additional Half Baths. Large, open-concept, first floor layout and a huge finished lower level with gas fireplace. Extensive upgrades include; granite and corian countertops, ceramic tile floors, hardwood floors, cherry cabinets, black appliances, upgraded lighting and much more! Private courtyard with patio leads to a 2 car detached Garage. Community amenities include clubhouse with fitness center and pool! 2 BR’s, 2 Full & 2 Half Baths. Traditions at Rocky Fork Area. Nearly 2,000 SF! Only $152,000! Call DeLena today!

Thursday, July 24, 2014

45 Ohio Facts They Never Taught You In School


1. Fifty percent of the United States population lives within a 500-mile radius of Columbus, Ohio. 

2. Neil Armstrong, the first man to walk on the moon, was from Wapakoneta, Ohio.

45 Things You Probably Didn’t Know About Ohio
 
Source: Flickr User James Vaughan (x-ray delta one)

3. It is illegal to fish for whales on a Sunday in Ohio… not that there’s any place to do that. Well, at least you can fish for them every other day of the week.

4. Thomas A. Edison, the inventor of the incandescent light bulb, the phonograph, and the early motion picture camera, was from Milan.

5. Akron was the first city to use police cars.

6. Ohio has the largest Amish population of any state in the nation. 

45 Things You Probably Didn’t Know About Ohio
 
Source: Flickr User Alvin Trusty (trustypics)

7. John Lambert of Ohio City made America's first automobile in 1891.

8. The first full-time automobile service station opened in 1899 in Ohio.

9. Oberlin College, founded in 1833, was the first interracial and coeducational college in the United States.

45 Things You Probably Didn’t Know About Ohio
 
Source: Oberlin College Facebook
 
10. Seven United States presidents were born in Ohio: Ulysses S. Grant, Rutherford B. Hayes, James A. Garfield, Benjamin Harrison, William McKinley, William H. Taft, and Warren G. Harding. Must be something in the water.

11. There is an alley dedicated to drummer Dave Grohl in his hometown of Warren, Ohio.

45 Things You Probably Didn’t Know About Ohio
 
Source: Flickr User 5chw4r7z
 
12. The largest drum sticks in the world are in David Grohl Alley, each measuring 23 feet long and weighing a half-ton.

45 Things You Probably Didn’t Know About Ohio
 
Source: Flickr User Jack Pearce (Jack W. Pearce)
 
13. The Pro Football Hall of Fame is located in Canton.

14. Women are prohibited from wearing patent leather shoes in public in Ohio. The reasoning? So that men can’t see reflections of the women’s underwear in their shoes. Obviously.

15. Life Savers candy was invented by Clarence Crane of Garrettsville, Ohio in 1912. They were touted as a “summer candy” since they didn’t melt like chocolate.
45 Things You Probably Didn’t Know About Ohio
 
Source: Flickr User Roadsidepictures

16. Some well-known personalities were born in Ohio. Among them are Steven Spielberg, Paul Newman, Annie Oakley, Arsenio Hall and Clark Gable.

17. It is illegal for more than five women to live in one house in Ohio.

18. The world’s largest horseshoe crab is more than 55 feet long, and lives in Blanchester.
Source: Flickr User Dan Century (DanCentury) https://www.flickr.com/photos/dancentury/2557042372/sizes/z/

19. Ohio’s state flag is not a rectangle like other flags—it’s a pennant design, and it’s the only state flag in the United States with that design.

20. By state law, no one may be arrested on a Sunday or on the Fourth of July in Ohio, which is totally awesome and definitely not enforced.

21. Roy J. Plunkett of New Carlisle, Ohio invented Teflon in 1938.

45 Things You Probably Didn’t Know About Ohio
 
Source: Flickr User sharyn morrow (massdistraction)

22. You can take tours of a house made entirely of trash, affectionately referred to as ‘House of Trash’ in Philo. Spoiler: It’s actually totally cool.

23. There’s a mysterious rolling sphere in the Marion Cemetery. The 5,200-pound sphere of granite has been revolving on its base since it was placed there in the late 1800s. “Ripley’s Believe It or Not!” featured it in 1929. It’s still moving at an average of two inches per year.

24. The first airplane was invented by Dayton natives the Wright Brothers.
Source: Wikipedia user Materialscientist

25. The Great Serpent Mound, the largest serpent effigy in the world at a half mile long, is on a plateau overlooking Brush Creek Valley in Adams County.

45 Things You Probably Didn’t Know About Ohio
 
Source: Flickr User Nu Essence Design (NuNationBuilding)

26. The largest, most comprehensive collection of historical contraceptives in the world is at the Dittrick Museum of Medical History in Cleveland. 

45 Things You Probably Didn’t Know About Ohio
 
Source: Dittrick Museum of Medical History via Facebook

27. The very first mechanical cash register was invented in Dayton.

28. The first concrete street in America, which is still in use today, was poured in 1891 near the Logan County Courthouse in Bellefontaine.

29. If a restaurant wants to serve horse meat in Ohio, they must display a sign that says, “Horse Meat Served Here.” Thank goodness for that.

30. There is a double Futuro House, aka UFO House, in Carlisle.

45 Things You Probably Didn’t Know About Ohio
 
Source: Flickr User Rob Lambert (Darth Bengal)

31. The first capital city of Ohio wasn’t Columbus—it was Chillicothe, which is now part of the Greater Columbus Metropolitan Area.

32. In 1879, Cleveland became the first city to be lighted by electricity.

33. Akron is the rubber capital of the world.

34. It is unlawful to leave chewing gum in public places in Cleveland.

35. “Hang On Sloopy” is the official state rock song.
Source: Youtube user Never fear, only trust and obey

36. Ohio is the leading producer of greenhouse and nursery plants.

37. The Lake Erie Monster, aka “Bessie,” is a serpent-type monster that lives in Lake Erie, or at least it’s been sighted a lot over the last 100 years. The New York Times even did a story on it in 1931.

38. The Glacial Grooves on the north side of Kelleys Island are the largest and most easily accessible great ice sheet grooves in the world. They were created 18,000 years ago by the great ice sheet that covered part of North America. 

45 Things You Probably Didn’t Know About Ohio
 
Source: Flickr User Snassek

39. Dresden is the home of the world's largest basket. It is located at Basket Village USA.

40. There is an ‘Unofficial Lego Museum’ in Bellaire and it has some of the coolest lego creations known to man.

45 Things You Probably Didn’t Know About Ohio
 
Source: “Unofficial LEGO museum” via Facebook

41. For many years the patrons of Maid-Rite Sandwich Shop in Greenville have been sticking their gum outside the walls. Three of the building’s four walls are covered in gum, creating the infamous ‘Wall of Gum’.

42. In Dublin there’s a public art installation called ‘Field of Corn (with Osage Orange Trees)’. By the locals it’s called ‘Cornhenge’ and features 109 ears of concrete corn that stand eight feet tall. It’s a tribute and celebration of Sam Frantz, who invented hybrid corn species.

45 Things You Probably Didn’t Know About Ohio
 
Source: Flickr User Pamela Carls (IrisDragon)
 
43. There is a permanent ‘Things Swallowed’ display at the Allen County Museum in Lima that featured things that have been swallowed and retrieved by doctors, including buttons, thumbtacks, bones, coins, dentures and other things swallowed.

44. There is a shrine called the ‘Temple of Tolerance’ in Wapakoneta, that looks like it should be somewhere sacred, but it’s in Jim Bowsher’s backyard. He’s the temple master and gives free tours every day.

45. Ohio holds the record for the world’s largest basket, the Longaberger Company headquarters building in Newark. It’s seven stories high and 180,000 square feet.

45 Things You Probably Didn’t Know About Ohio
 
Source: Wikipedia user Tysto
 
Reblogged from Movoto

Wednesday, July 23, 2014

With the right approach, former homeowners can get on the path to homeownership again



(BPT) - The housing market is re-emerging, building strength and showing signs of robustness that just a few years ago seemed almost impossible. Back then, millions of homeowners were affected by a weak economy and the inability to keep pace with the financial demands of monthly mortgage payments and the associated expenses. As a result, many faced the reality of foreclosure and short sales, threatening that crucial aspect of the American dream. But today, what started off as a glimmer of new hope in the housing sector is shining brighter, and many people who lost their homes are looking for new avenues to rebuild what they worked so hard for.



When the housing bubble burst, a staggering number of Americans were affected - 4.8 million borrowers lost a home to foreclosure while a further 2.2 million gave up their homes in short sales, according to national data by RealtyTrac. The recovery of the housing market has been slow, but the confidence of once-foreclosed-upon homeowners has grown along with it. Sixty-five percent of Americans in Fannie Mae's national monthly housing survey for April said they would rather buy a home rather than rent if they were going to move. With a new perspective on saving and making wise investments, many of those affected are now eager to get back to being homeowners.



Many former homeowners have learned difficult lessons, and their road back to homeownership will be signposted with challenges. However, it may be possible for them to regain their dreams. These tips from Wells Fargo, the nation's leading mortgage lender, may help set prospective buyers on the right path:



* Talk to a reputable lender about owning a home again. Having someone on your side to help you through the process is important, but it's essential that that person has the experience and knowledge to help you make an informed, affordable lending choice. An experienced lender can explain the time limits that affect buyers who faced foreclosure or short sale; there is generally a set amount of time that needs to pass before you're eligible to be considered again for mortgage approval. Wells Fargo has a mortgage presence in 2,358 locations including stand-alone mortgage stores and other business partner sites. Go to www.wellsfargo.com/mortgage to find a home mortgage consultant near you.



* Make an honest assessment of your credit situation. In the current mortgage approval environment, having a foreclosure or short sale on your financial record will affect what options you may have for loan approval. You can access your credit report from any of the three agencies by going to www.annualcreditreport.com; everyone is entitled to a free annual report. If you need help in making sense of your financial status and information on how to improve it, you can talk to a Wells Fargo Home Mortgage consultant about the My Home Roadmap(SM) service. Those enrolled in My Home Roadmap receive up to two hours of free, phone-based financial coaching from an accredited credit counseling agency, paid for by Wells Fargo. Enrollees also receive emails from Wells Fargo Home Mortgage consultants that provide useful tips and reminders on handling the financial responsibilities of homeownership.



* Prepare a down payment. Homebuyers re-entering the housing market after foreclosure or short sale typically need to have a down payment - in most cases 20 percent - ready before purchasing a home. In addition to those funds, think about additional expenses you might have to pay, such as closing costs. Showing the ability to handle the financial responsibilities of homeownership beyond the monthly mortgage payment like taxes, homeowner's insurance, utilities and other household expenses will be extremely important in achieving loan approval.



* Get preapproved. It's a good idea for prospective homebuyers, even those who are re-entering the market, to work with lenders who offer a pre-approval program. The preapproval process helps borrowers determine and understand their budget before diving into a home search, allowing them to shop more confidently.



Homeownership is still part of the American dream, even for those who've dealt with foreclosure. To ensure that your next home is your dream home, plan carefully, get help and take a proactive approach to answering the tough questions.



Courtesy of BPT



real estate forums Real Estate Blogs Directory - Directory of real estate blogs and blogs of industries affiliated with and serving the real estate industry. DeLena Ciamacco on Zillow Realtor ratings and reviews of Delena Ciamacco DeLena Ciamacco (RE/MAX Connection, Realtors): Real Estate Agent in Westerville, OH Westerville Real Estate Real Estate agents Worldwide real estate companies directory and property buyers and sellers guide.

Buying-A-Home.com - Home Buyer Guide Information about common buyer problems every first time home buyer needs to know! Property Directory. We are listed under Residential Estate Agents Real Estate Agent Directory