NEW LISTING IN WESTERVILLE!

JUST LISTED!

~6087 Warbling Lane~

MOVE RIGHT IN! 

Very spacious Cape Cod brick condo close to everything! Ceramic Foyer opens to a Great Room with cathedral ceilings and gas fireplace. Vaulted Dining Area. Three Season Room addition with cathedral ceilings. First Floor Master Suite with walk-in closet & private Bath. Fully applianced Kitchen with vaulted ceilings & oak cabinets. Second Floor Suite (possible 2nd Master) with Full Bath. New carpet & paint 2015, community pond, 2+ car attached garage and more! 3 BRs & 3 Full Baths. Close to freeways & Little Turtle Golf Club. Only $149,900! Call DeLena today!

NEW LISTING IN WESTERVILLE!

JUST LISTED!

~5124 Hoovergate Lane~

GATED COMMUNITY ON HOOVER RESERVOIR!
Exceptional and extensively upgraded Two-Story home on 2 acres with views of Hoover and water access.  Nearly 5,000 SF plus a 650 SF mostly finished carriage house over the additional 36 X 24 heated detached garage (7+ cars total). Hardwood floors everywhere.  1^st floor Den plus a second 1^st floor Den/Playroom/5^th BR.  Sunlit Two-Story Great Room with see through stone fireplace, walls of windows & built-ins. A Chef’s Dream Kitchen with wrap around cabinets, granite counters & oversized island is open to the Hearth Room with cathedral ceilings & fireplace. Master’s Retreat with fireplace, sitting room & luxurious whirlpool Bath. Must see! 4-5 BR’s & 3.5 Baths. Westerville Schools. Only $949,900! Call DeLena today!

JUNE 2015 MARKET UPDATE

                      

 June 2015

DeLena Ciamacco

Included in this blog post is a link to my Real Estate Update Newsletter. Please click on the link below to get the latest Real Estate Update for June! If you have any questions, please don’t hesitate to call or email my office. 

614-882-6725

delena@delena.com

 http://realtytimes.com/199/DeLenaCiamacco

Six brickwork patterns for your patio

Interested in making a brick patio? Standard 4 by 8 bricks can create a wide variety of patterns if you know where to start. Before you try any of these, make sure you plan out the size and pattern of your patio completely on paper to avoid an error that may cost you quite a bit of working time to fix.



Stack Board



Stack board is by far the simplest brickwork pattern out there. Simply line up your bricks at the edge of your patio and lay them down one next to the other. Put a brick on top of each brick, trying to keep them even, until you reach the far side. You'll end up with a pattern that looks like simple columns of brick. Unfortunately, since bricks are not generally perfectly formed, this pattern will probably look awkward in a few places and should only be used with a great deal of caution.



Running Bond



When people think of a brick wall, the pattern that comes to mind is generally called a running bond. In this pattern, you lay one row of bricks side by side and then lay the next row exactly half a brick inward. The ends that will end up sticking out can be filled with half bricks cut from a wet saw. Running bond is one of the simplest and most popular brick patterns out there because it looks good with almost any style and color of brick and can be formed easily and without much fuss.



Running Bond Variation



For this variation on the running bond theme, you should start in the center of your patio by placing two bricks side by side. Take bricks and make a square around your center two, and continue outward doing the same thing. What you will end up with is a running bond pattern that circles outward to the edge of your patio. This is a great way to get a beautiful and complicated look for a square patio area without a lot of planning.



Basket Weave



Creating a basket weave pattern out of bricks is as simple to lay as the stack board style with a beautiful finish that makes the patio look great. Go ahead and make columns of bricks, only instead of allowing each brick to face the same direction lay two horizontal, then two vertical until you've filled up the column. Now repeat the pattern throughout your patio, alternating the brick position to create a checkerboard look.



Basket Weave Variation



This variation on the basket weave pattern creates a much more complex design. Create a rectangle of two horizontal bricks with a vertical brick next to them. Alternate the placement of the vertical brick to create a column, and follow it with a standard two brick column, then another three brick set to create the pattern.



Herringbone



A herringbone can end up looking quite beautiful, but you do need to be careful when laying it to avoid errors. To make the herringbone pattern, you are creating a zigzag of bricks laid like a flipped "L" shape. Start in one corner and work down, and then work out from the corner you started. You'll need half bricks available to fill out the edges, which should end up looking like reverse "L" shapes turned inward toward the center of the patio with a spacer half in between each one, with two half bricks on the bottom right corner. This pattern is complicated, so try it on something non-permanent first.



by: Joe Cline

http://www.articlecity.com/articles/home_improvement/article_5311.shtml

Be patient while looking for deals with best mortgage rates

Mortgaging is kind of like a collectivized loan that can affect you and your family for a long time if it is not worked out properly. People generally fall for deceptive advertisements boasting about best mortgage rates, so you need to be cautious.



Many people who have fallen into the trap of companies offering the best mortgage rates have experienced problems down the road. It is very important to go through each and every piece of the mortgage deal that you are making. Do not get carried away by those deceptive advertisements that would make your life a disaster. A small mistake, or one wrong signature, and you could end up paying installments for your mortgaged property for the rest of your life.



A thorough study of the entire plan, and all its terms and conditions, is necessary if you want to go for a safe mortgage plan with the best mortgage rates. Buying a home is the biggest investment that you will make in your life, and you would not want anyone to fiddle around with it. Mortgaging is an option for people who cannot afford to pay entire amount in a single go, and thus they look for deals with mortgage rates suitable for their pockets.



Always try to understand the power of credit limits that you can impose on yourself. There have been many examples from the market where people have actually gotten deals with great mortgage rates, but due to their negligence and insufficient funds, they have created traps for themselves and fallen in.



If your relations with your bank are good, then they would also offer you some interesting deals with a good mortgage rate. If you are one of their privileged clients, then you might be entitled for special discounts on mortgage rates. If you go into your loan search with a high credit score and a clean credit record, you would also have better bargaining power.



If you have stains on your record, you should try to get them cleaned up before going into negotiations. If you can afford to, hire a financial advisor who can help you out with the deal, making the best possible negotiation for you with the mortgaging company, credit union, Investment Company or banks with which you are dealing. Each person should play carefully in the mortgaging business, even if he is getting the best mortgage rates for his deal.



Always prefer fixed mortgage rates for your deals. This will be beneficial and score great mortgage rates with no regrets. Interest rates can bounce around, but if your deal has a fixed rates, then it is one less thing for you to worry about. Proceed in your deal with sound mind and alert eyes and nothing will go wrong.